Edition 42, Finance

Mexican Corporate Debt Market

By: Nathan Moussan

Introduction

The purpose of this article is to provide an analysis and diagnosis of the current status of the Mexican corporate debt capital market and its recent evolution, and on this basis, to the weigh the benefits for companies of obtaining short and long-term funding through the debt capital market.  The public market offers many opportunities to guide mid-sized and large companies in assembling a package of measures for managing their liabilities, in order to obtain different funding alternatives, and thus to improve their financial costs.

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Edition 42, Finance

The Magic of Negotiation

By: José Frank González

There are no desperate situations, only despairing people in certain situations.
Tibetan proverb

Negotiation can be defined as the interaction between two or more parties designed to bring their different positions closer together and to reach an agreement that is beneficial to all.

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Edition 41, Finance

Microinsurance: A Tool Against Poverty

By: Juliana Gudiño

Introduction

“Microinsurance” is the generic name given to certain type of insurance designed specially to cover some contingencies faced by low-income people. Microinsurances should have special characteristics, such as small insured sums and low premiums. This is because the insured sums should be according to the patrimony of a low-income person, and the premium should be affordable. Another microinsurance key feature is that it should operate with extremely simplified mechanisms that reduce as much as possible administrative costs in order to keep low premiums. (Churchill, 2009).

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